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Ciderman
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PostSubject: Re: the mysteries of death!   Tue Jan 31, 2017 8:51 pm

I finished my last winery setup in 2005 which happened to coincide with pension time at 65. I did a bit of contract work for some other wineries (including one in Argentina) for a couple of years but since then between grandchildren and part time at the museum , I don't know how I ever had time to go to work at all!
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PostSubject: Re: the mysteries of death!   Tue Jan 31, 2017 8:55 pm

Ciderman wrote:
I finished my last winery setup in 2005 which happened to coincide with pension time at 65. I did a bit of contract work for some other wineries (including one in Argentina) for a couple of years but since then between grandchildren and part time at the museum , I don't know how I ever had time to go to work at all!


yes much nicer being retired - there can be some much to do if one wants to! sweep
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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 12:30 am

retirees seem to be divided into the 'leave me alone' class and the 'I want to help everyone' class. I do know I am probably oversimplifying this but humor me!

I often prefer my own company and can potter around for hours; keep up with the news of course and become very sociable when I venture out shopping BUT I am definitely not in the class of 'I want to help everyone'.

these are the kindly souls who volunteer to be out there helping their fellow men and women and sometimes the children too. They may be doing meals on wheels; volunteer taxi servicing to hospital and back; member of the "mens shed" and make toys for the kids xmas presents. I think they are admirable people and sometimes I wish I could join them!! shy
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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 1:21 am

I'm 69 and saw in my younger day's how my Grandfather struggled on a Pension. With this in mind I decided at a very early age to take out five private pensions with different companies who, were regulated by Laws that would afford me protection from them slipping under. I'm now very pleased that I had the foresight to do this. I now have the luxury of my State pension plus the income from the five Private pensions and want for nothing. In my younger day's I had good Engineering jobs that paid very well as they were specialised jobs and didn't even feel the loss of the money that were going into these pensions.

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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 1:34 am

well done gandalph and good planning - you should have tried for financial adviser job with the tender age of our society!!
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Ciderman
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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 3:05 am

I was always so excited about my new job that I usually forgot to ask what I was getting paid!! hence I am not rich!

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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 4:09 am

do you think that if we formed an old boys network here we could share our experiences; knowledge; companionship; expertise and money?? hat
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andsome
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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 8:00 am

We too are fairly comfortable.  I bought three pensions in addition to me state pension. In addition to this, when I was younger Maggie Thatcher introduced SERPS, State Earnings Related Pension Scheme.  This gives me a sizeable addition to my state pension.  Prat faced Gordon Brown stopped this scheme, but I was lucky in that I was in it for the whole run.

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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 10:06 pm

Gordon Brown wrecked my private pension when he changed the tax rules.

Hence I just about survive on my savings and investments which are all crap.

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PostSubject: Re: the mysteries of death!   Mon Feb 13, 2017 11:12 pm

AlanHo wrote:
Gordon Brown wrecked my private pension when he changed the tax rules.

Hence I just about survive on my savings and investments which are all crap.



wasn't he some Scottish prat?
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andsome
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PostSubject: Re: the mysteries of death!   Tue Feb 14, 2017 8:07 am

AlanHo wrote:
Gordon Brown wrecked my private pension when he changed the tax rules.

Hence I just about survive on my savings and investments which are all crap.

Almost everyone's pension pot dropped about fifteen per cent when he became Chancellor of the exchequer. So much for labour being the party that looks after working people. I loathed him just as much as I loathed B'liar.

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PostSubject: Re: the mysteries of death!   Thu Feb 16, 2017 9:58 am

davo wrote:
AlanHo wrote:
Gordon Brown wrecked my private pension when he changed the tax rules.

Hence I just about survive on my savings and investments which are all crap.



wasn't he some Scottish prat?

He definitely is davo. He still rear's his ugly head here in Scotland from time to time when nobody want's him to. Like the Brexit vote, he just had to stand on a platform somewhere and have his say. Not to forget the Scottish Independence Referendum. He was out on his soapbox somewhere shouting his mouth off. No-one listened of course. Everyone remembered what he had done to Britain when he was so-called Prime Minister.

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PostSubject: Re: the mysteries of death!   Thu Feb 16, 2017 10:21 am

Gandalph wrote:
davo wrote:
AlanHo wrote:
Gordon Brown wrecked my private pension when he changed the tax rules.

Hence I just about survive on my savings and investments which are all crap.



wasn't he some Scottish prat?

He definitely is davo. He still rear's his ugly head here in Scotland from time to time when nobody want's him to. Like the Brexit vote, he just had to stand on a platform somewhere and have his say. Not to forget the Scottish Independence Referendum. He was out on his soapbox somewhere shouting his mouth off. No-one listened of course. Everyone remembered what he had done to Britain when he was so-called Prime Minister.



but wasn't that a case of the Scots screwing the Brits which is a long a noble cause?? shy
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